CNC – Finance & Mortgage Broker

Welcome to CNC Finance Brokers

Your guide to securing the right financial solutions tailored to your business and personal needs. With over 20 years of experience in commercial and residential finance across Asia, UAE, and Australia, we specialise in helping business owners, entrepreneurs, and individuals across various sectors navigate the complex world of finance. We also provide support to first home buyers, investors, and professionals.

Whether you are buying your first home, refinancing, buying your own commercial premises, expanding your business, addressing working capital requirements, securing property development/investment loans, setting up or buying your medical practice, or exploring SMSF financing, NDIS loans, Car Financing, or Equipment Financing, CNC Finance Brokers are here to support you every step of the way.

At CNC Finance Brokers, we understand that every business is unique. Our team is committed to providing clear, personalised support, ensuring you make the right financial decisions that lead to long term success.

Our Services

Get expert guidance to simplify the loan search and application process.

Our Services

Business Finance and Advisory

At CNC Finance Brokers, we specialise in helping business owners and entrepreneurs secure the right financing solutions to support their growth,

Home and Investment Lending

At CNC Finance Brokers, we offer tailored lending solutions for individuals looking to purchase, refinance, or invest in property. Whether you are a first home buyer,

SMSF & NDIS Lending

At CNC Finance Brokers, we provide tailored lending solutions for Self-Managed Super Funds (SMSFs) and businesses or individuals operating under

Lending to Professionals

CNC Finance Brokers offers specialised lending solutions designed for professionals across a wide range of sectors. We recognise the unique income

Vehicle and Asset Finance

At CNC Finance Brokers, we help both individuals and businesses access tailored finance options for purchasing vehicles and essential equipment.

Our Working Process

Plan Your Path

We start by understanding your financial situation, goals, and borrowing needs whether you’re
buying your first home, refinancing, or investing.

Initial consultation (in-person, phone, or online) to assess your financial situation
Explanation of borrowing capacity and available loan options
Define your financial goals and objectives
Clarify any documentation gaps or credit history concerns

Assess & Strategise

Once we gather your financial information, we assess your borrowing capacity and design a
strategy tailored to your needs.

Pre-assessment of income, liabilities, and credit history
Recommend suitable loan products based on your goals
Structure the loan application to fit your needs (home loan, refinance, investment)
Plan your next steps to ensure a smooth application process

Compare, Submit & Secure Approval

We work with our trusted panel of lenders to identify the best loan options, submit your application,
and guide you through approval.

Compare interest rates, loan features, and policies from trusted lenders
Present tailored recommendations and explain pros and cons
Prepare and submit the loan application with complete and accurate documentation
Coordinate property valuation, manage the lender’s assessment, and secure conditional approval

Settlement & Support

Once formal (unconditional) approval is granted, we ensure a smooth settlement process and continue
supporting you after the loan is finalised.

Coordinate settlement and ensure all legal checks are complete
Provide guidance on signing loan documents and finalising the process
Release of funds and completion of the property transaction (or refinance)
Ongoing post-settlement support for any future financial needs or adjustments

Founder & Senior Finance Broker

Chathu Manamperi is the Founder and Senior Finance Broker at CNC Finance Brokers, bringing over 20 years of experience in both commercial and residential finance. His extensive career across Asia, UAE, and Australia has given him a unique and a deep understanding of diverse financial landscapes.

A former bank manager, Chathu holds an MBA, a Master of Commerce, and a Graduate Diploma from Deakin University in Melbourne, as well as a Diploma in Mortgage Broking. He specialises in helping SMEs, professionals, and investors structure smart, strategic finance solutions tailored to their goals.

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Why Choose CNC Finance Brokers

Business Focused

We understand the unique challenges that business owners and entrepreneurs face. From working capital to commercial property finance, we tailor solutions that align with your structure, cash flow, and long term goals.

Tailored, Not Transactional

We’re not a one size fits all broker. We take the time to understand your specific circumstances whether you're self employed, buying your first home, or expanding your business and match you with lenders who suit your profile.

Experienced Across Markets

With over two decades of global and local banking experience, we bring deep insights into both individual and business finance needs helping you secure the right solution, first time.

Strategic Partnerships That Deliver

We work closely with a network of trusted lenders, accountants, and legal professionals to ensure every aspect of your finance strategy is aligned. Our collaborative approach helps you make informed decisions with confidence and clarity.

Comprehensive Finance Solutions

From residential home loans and business lending to SMSF, NDIS, vehicle, and equipment finance, we offer a complete suite of services streamlining your financial journey and saving you time.

Responsive and Transparent

We value your time. Our team provides clear, timely communication and keeps you informed throughout the process, ensuring transparency and efficiency at every stage.